Send Money Through UPI | Western Union US

Q: Can I use UPI in the US?

Yes, UPI can be used in the US to send money to India. While UPI is primarily an Indian payment system, Western Union allows US users to transfer funds directly to a recipient’s UPI-linked bank account. To learn more, check out how to send money to India.

Q: How much money can you send through UPI?

Western Union has specific sending limits for UPI transfers to India, which depend on regulations and recipient bank policies. Limits may vary per transaction and per day. You can find the latest transfer limits using the money transfer cost calculator .

Q: How to send money to India by UPI?

To send money to India via UPI, choose UPI as the payout method when making a transfer with Western Union. Simply enter the recipient’s UPI ID, verify details, and complete your transaction securely. Start your transfer today .

Q: Is UPI a Google Pay service?

No, UPI is not exclusive to Google Pay. UPI is a widely used payment system in India, and Google Pay is just one of many platforms that support UPI transactions.

Q: What information do I need to transfer money to UPI?

To transfer money via UPI, you’ll need the recipient’s UPI ID, full name, and linked bank details. Some transactions may also require identity verification. Click here to get started.

Q: Can I track my money transfer to UPI?

Yes, you can track your UPI transfer in real time using Western Union’s tracking system.

Q: How do I view the status of my money transfer to UPI?

To check your transfer status, you can use Western Union’s online tracking tool or visit a nearby agent location. Simply enter your tracking number (MTCN) to get real-time updates. Use the Western Union location near you tool to find the closest branch.

Save on Exchange Rate Markups

When you send money through UPI, getting a great exchange rate matters. Western Union offers transfers from USD to INR. With transparent pricing, you avoid hidden markups. Check the latest USD to Indian Rupee exchange rate before you send.

Western Union also provides locked-in exchange rates, so your recipient gets a guaranteed amount. Whether you’re sending for family support, business, or emergencies, our secure and fast UPI transfers ensure your money arrives on time without unnecessary extra costs.

How to Send Money to UPI ID

Enter the amount to send in USD

Decide how much money you want to send. The exchange rate will determine the final INR amount your recipient gets.

Choose the recipient and enter their UPI ID details

Provide the recipient’s UPI ID, ensuring it is correct to avoid delays. The UPI ID is linked to their bank account for seamless transfers.

Select a payment method

Choose how to fund your transfer. Options include bank transfer, debit card¹, or credit card.

Send USD, and the recipient receives INR

Once you confirm the transfer, the money is converted and deposited into the recipient’s UPI-linked account in INR.

Track your transfer with Western Union

Use Western Union’s tracking system to monitor your transaction. You’ll receive a Money Transfer Control Number (MTCN) for real-time updates.

Learn more about how to send an international money transfer.

What is UPI ID Money Transfer?

Unified Payments Interface (UPI) is a real-time payment system that enables money transfers using a UPI ID, a unique identifier linked to a recipient’s bank account. It’s a fast, reliable, and convenient way to send money through UPID from the US to India, ensuring funds reach recipients quickly.

With Western Union, can you transfer money seamlessly using UPI while benefiting from real-time tracking. Send money easily through our money transfer app.

How Much Does it Cost to Send Money to UPI ID?

Transfer fees² vary based on factors like your payment method and transfer amount. With Western Union, you get competitive pricing and full transparency, ensuring there are no hidden charges. You’ll always know exactly what you’re paying upfront, making it easier to plan your transfer with confidence. Western Union makes money from currency exchange. Additional third party fees might apply.

How Long Does a Money Transfer to UPI ID Take?

With Western Union, most UPI transfers to India may be processed in real-time³, depending on the recipient’s bank and payment method. However, in some cases, security checks or bank processing times may lead to slight delays. Western Union ensures a fast and reliable transfer experience, keeping you informed every step of the way.

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Reliable Money Transfers

Sending money should be simple and stress-free. With Western Union, you get reliable money transfers backed by encryption, fraud protection, and real-time tracking. Whether you’re helping family or making business payments, your money gets where it needs to go—quickly and reliably.

Ways to Receive Money to UPI

There are easy and reliable ways to receive money to UPI. When someone sends a transfer, the funds go directly into the recipient’s UPI-linked bank account—no need for lengthy bank details or physical visits. The process may be completed within minutes, depending on bank processing times.

Since UPI is linked to a bank account, recipients can access their money anytime through their mobile banking app. For those who prefer cash pickup, Western Union also provides in-person collection options. Use our tool to find the nearest Western Union location quickly and easily.

Frequently Asked Questions About Sending Money to UPI

Can I use UPI in the US?

How much money can you send through UPI?

How to send money to India by UPI?

Is UPI a Google Pay service?

What information do I need to transfer money to UPI?

Can I track my money transfer to UPI?

How do I view the status of my money transfer to UPI?

¹ Additional third-party charges may apply.

² Western Union makes money from currency exchange. Fees and rates subject to change without notice.

³ Transfer speed and funds availability may be affected by factors such as service choice, amount, destination, currency, regulations, ID requirements, and systems availability of our partners’ banking systems, and may not be available for all transactions. See Terms for details