The best way to send money from the US to Mexico depends on what matters most to you. If convenience is the priority, sending online or in the Western Union app are easy options. You can also choose the delivery method that works best for your receiver, including direct to bank account, cash pickup, or to a mobile wallet.

The cheapest way to send money to Mexico will vary based on how you pay, how your receiver gets the money, and the exchange rate at the time of your transfer. Use our send money online tool to calculate money transfer costs before you send.

The maximum amount when sending money to Mexico and receiving in cash  is $7,499 and $2,750 for receiving in a bank account– or the equivalent in Mexican pesos – by person, transaction or day. The maximum sum that can be paid in cash may vary and depends on the Western Union agent location. Contact a location to check the amount of money you can send to Mexico.

You’ll need a U.S. driver’s license, passport or government-issued ID to register with us online. To send money to Mexico, you’ll also require the recipient’s bank account number or CLABE, plus their address, city, state and phone number.

To start sending money to Mexico online:

1. Log in or register for a free profile with Western Union. Then just click ‘Send now’ to begin the transfer process.
2. Choose Mexico as your destination and enter the amount you want to send. You’ll then see our typical transaction times.
3. Click on ‘Bank account’ to enter the account details⁵ of who you want to receive the money. Simply select their account if you’ve sent them money before.
4. Pay for your money transfer to Mexico with a credit² or debit card.
5. Finally, you’ll receive a confirmation email containing a Money Transfer Control Number (MTCN). This tracks your payment, and you can share it with the recipient in Mexico.

1. Search online for your nearest agent location.
2. Take a valid government-issued ID or phone number to the counter, plus the bank and account details of the person you’re sending money to in Mexico.
3. Use a U.S. bank-issued debit card or cash to pay for your money transfer to Mexico.
4. Check your receipt for a Money Transfer Control Number (MTCN), which helps you and your recipient track the transfer.

Learn about our transfer fees⁶, transfer limits and exchange rates before sending money to Mexico with our price estimator.

The time it takes to send money to Mexico depends on the delivery method and how you pay. For example, a mobile wallet transfer may be ready in minutes, cash pickup can be available same day, and a bank transfer may take up to five days. Use our send money online tool to compare the speed of different transfer options before you send.  

Sending mobile reloads is an alternative way to transfer money to Mexico to support friends or family with their cost of living. You can reload up to $15 on Telcel, Movistar and AT&T prepaid mobile phones online, with our app or at a Western Union location.

Learn how it works

With Western Union, it’s easy to send money to some of the best banks in Mexico. We partner with many trusted institutions, including Banco Azteca, Bancomer, Banorte, Banco Santander, HSBC, and more.

Sending money to Mexico without a bank account is possible if you pay for your transfer in cash or using a credit card. If your recipient doesn’t have a bank account, they can still receive money in cash or to an eligible mobile wallet.

When you choose cash pickup, your receiver can collect the money at a participating Western Union agent location in Mexico. They typically need the tracking number (MTCN) and a valid ID.

Yes, Western Union supports mobile wallet payouts in Mexico with eligible providers like Mercado Pago, Banco Azteca, and Baz.