Transfer money to another bank account

Whether you need to send money around the corner or around the world, we make it easy and reliable to transfer money to your loved ones’ bank accounts.

Learn how to transfer money to another bank account today.

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Learn how to transfer money to another bank account

Register and verify your free profile

Log in or Sign up your profile for free to transfer money from your bank account. You can verify your profile using your United States driver’s license, passport or government-issued ID.

Choose the amount and destination

Enter the destination and the amount you’d like to send. Select ‘Bank account’ as the receive method.

Enter your recipient’s details

To transfer money to someone else’s bank account, you’ll need to have their details to hand. Enter your recipient’s details to transfer money directly to their bank account.

Select a payment method

Choose whether to pay with your credit /debit card, or transfer money with your bank account.

Confirm, send and track your transfer

Your money is on its way and can arrive in as little as a few minutes, but it can take up to four business days if funds are sent from your bank account2. You and your receiver can keep tabs on the money transfer with the tracking number tracking number (MTCN).

How to transfer money to someone else’s bank account with our app

Transfer money to another bank from the app or start a transfer and pay at an agent location.
Track your money transfer in real time.
Send cash to a chosen bank account again, quickly.

More ways to transfer money to bank accounts around the world

On the go with our app

Send money on the go, at the grocery store, the gym, or from wherever you are with the Western Union® app.

Download international money transfer app

With no fees3 to select countries

Transfer money to someone else’s bank account with zero fees to select countries when you pay using your account. Easily check the cost of other money transfers with our price estimator.

Calculate cost of money transfer

Send money in person

Easily transfer money to another bank from more than 61,0004 Western Union agent locations in the US alone.

Find a location near you

Transfer money to a bank account today

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Quick and easy registration

It’s easy to register and transfer money to another bank account via our mobile app or in person today.

Track your payments

You can easily track your transfer online or via our app.

Pay the way you like

Pay using your bank account or credit/debit card1.

Convenient locations

Send money from a Western Union® location to your receiver’s bank account.

Ready to send money?

Transfer money from one bank account to another today – it’s an easy, reliable way to support your loved ones, wherever they are in the world.

Send money

Connecting customers around the world

As a company working in cross-border, cross-currency money movement, Western Union aims to help grow economies and create a better world. Register with Western Union to send money to another bank account almost anywhere in the world. So, go ahead: send money with us and enjoy ease of use, reliable service and all the other benefits we have to offer.

Encryption to help protect your money transfers

We’re committed to keeping your data secure

Money transfers at your fingertips with our app

Start sending to a bank account from the app.

Track your money transfer in real time.

Easily send again to your loved ones’ bank accounts.

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Frequently Asked Questions about sending money to a bank account

How do I send money to someone else’s bank account?

1. To transfer money to another bank, start by logging in or signing up and verify your free profile. Click ‘Send now’ to start your money transfer.
2. Enter the destination and amount you’d like to send. Transfer times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account’ as the receive method. You can select a past receiver or enter their bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries. You can search for the country you want to send money to for more details on the banking information you need here.
4. Pay with your credit1/debit card or bank account.
5. We will send you a confirmation email with a tracking number (MTCN). You can share this number with your receiver to track the funds.

How do I transfer money from bank to bank?

1. Log in or sign up and verify your free account. Click ‘Send now’ to transfer money from your bank account.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account’. You can select a past receiver or enter your receiver’s bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries.
4. Select ‘Bank account’ as your payment method.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

How do I transfer money to another person’s bank account with the Western Union® app?

The Western Union® app lets you transfer money to another bank account in just a few taps.

1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register a profile with your email address. You can verify your profile using your driver’s license, passport or government-issued ID.
2. Start a transfer by entering the destination country and the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet5 based on your receiver’s country. Enter your receiver’s details.
3. Pay for your money transfer via credit/debit card1, or with your bank account.
4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Download the Western Union app

How do I transfer cash to a bank account?

You can transfer cash to someone else’s bank account by visiting a nearby Western Union location.

1. Start by visiting an agent location near you.
2. Head to the counter with a valid, government-issued ID and phone number. To send cash to a bank account, you’ll also need your receiver’s bank details, as well as a bank statement, tax return or payslip.
3. Pay by cash.
4. Collect your receipt. Take note of your tracking number (MTCN) and share it with your receiver. They’ll need it to receive their money.

Still have a question or need help?

Visit our Help Center for more information on how to transfer money to a bank account.

FAQ

1 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

4 Network data valid as of 30 September 2021.

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