Send Money to China

Get a special rate and no transfer fees* on your first digital transfer.

    USD

    FX: 1.00 USD – Fee:

    Send money now

    *Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

    *Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

    Fast and reliable online money transfers at special prices

    Our encryption and fraud prevention efforts help protect your money transfers to China

    Reliable service since 1851

    Send Money to China

    {senderCurrencyName} to {receiverCurrencyName}

    Register now to get better exchange rates and $0 fees on your first transfer*.
    *FX gains apply. Not available for credit cards.

    Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

    Check Rates

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    Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

    FX: 1.00 USD = from to

    USD
    You Save {{feeDifference}} on fee
    Receiver gets {{extraMoney}} more
    Send money

    We encrypt your transfers.

    We are committed to keeping your data secure.

    Refer a friend!

    You’ll both earn a $20 Amazon.com e-gift code*.
    Terms and conditions apply.

    Learn more

    Convenient ways to send and receive money

    Send in person

    Visit one of more than 61,000 agent locations1 across the USA to send money to loved ones in person.

    Find agent locations
    Send online

    Log in to your Western Union account online – or register for a free profile – so you can send money to China any time.

    Learn about sending money online
    Send on the app

    Send money to China from the US with the Western Union® app. Transfer funds wherever you are and whenever you need to via our app.

    Find out about our app
    Send with Alipay

    Send money to an Alipay2 mobile wallet user in China, so they receive funds direct to their Alipay account.

    Send money now
    Bank account

    Send money direct to qualifying accounts3 in China. Arrange a transfer to a range of major banks in China.

    Find out more
    Cash pickup

    Your loved ones can pick up yuan in person at more than 27,000 agent locations across China – from Guangzhou to Shenzhen.

    Find agent locations
    Mobile wallet

    With mobile wallets, sending money is easier and faster than ever before, including Weixin and Alipay.

    Start a transfer

    Choose the way you pay

    Using your banking details
    Cash at an agent location
    With a credit4 or debit card

    Ready to send money?

    Get started

    Use our app to send money to China

    Send money to China on the go whenever and wherever you are

    Save receiver details to make fast repeat transfers

    Track your transfer to China in real time via the app

    Set custom exchange rate alerts so you can send USD to CNY at the perfect time.

    Scan the QR code to download the WU app.
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    More information on how to send money to China from the US

    Sending money to bank accounts

    Send funds directly to the bank accounts of your friends and family in China. Arrange a bank transfer to accounts held with Industrial & Commercial Bank, China Construction Bank, Agricultural Bank of China, Bank of China and more.

    Send now

    Estimate transfer fees

    Western Union offers transparent transfer fees4. Calculate the current exchange rate for the US Dollar and Chinese Yuan and check out our transfer fees4 and send limits before you send.

    Estimate transfer fees

    Pickup options

    Send money to China from the US for cash pickup at the closest, most convenient agent location. From Chongqing to Hangzhou, find a nearby agent location that suits your receiver.

    Explore Chinese agent locations

    Reasons to choose Western Union®

    Pay the way that works

    Send money to China from the US online, via our app or in person at an agent location. Choose the way most convenient for you.

    Fighting against fraud

    Whichever way you choose to send money to China – your transfer is encrypted with Western Union. Enjoy peace of mind that your money is protected.

    History of moving money

    For 150 years, we’ve helped people send money around the world to support friends and family overseas. Millions benefit from our money transfer tools.

    Sign up to send money to China today

    Sign up now
    Register for free

    Quickly and easily register for free online to start sending money to China.

    Track your transfers

    Follow your funds in real time and share the tracking number (MTCN) so your receiver can track progress too.

    Schedule repeat payments

    If you regularly send remittance to China or want to ensure you don’t miss a special occasion, schedule your transfers.

    Sign up now

    Frequently asked questions

    How do I send money to an Alipay2 user in China?

    To send money to an Alipay2 mobile wallet user in China, follow these steps:

    1. Log in to your profile and select Send money now.
    2. Enter send amount and select Alipay as the receive method.
    3. Choose how you want to pay
    4. Add in your receiver’s name, choose Alipay as the wallet service provide and enter the receiver’s wallet mobile number (mobile phone number).
    5. Select the purpose of your transfer and complete payment.
    6. The money will be paid out to the Alipay account of your receiver in China.
    How much money can I send to China?

    You can send up to $7,000 USD online to bank accounts in China with Western Union. However, individual send limits may vary based on transfer history and products selected. Log in to your profile and check your current limit for sending money to China.

    How do I send money online to China?

    Follow these steps to understand how to send money to China online with Western Union:

    1. Register for a free profile. Then log in and select ‘Send now’ to start the transfer.
    2. Add in how much you want to send to your receiver and choose ‘China’ as the destination.
    3. Click on ‘Bank account’ to send funds straight into your receiver’s account. Enter their bank details6 or click their name for a repeat transfer.
    4. Alternatively, select ‘Alipay’ to send money straight to a mobile wallet and enter your receiver’s name and Alipay ID.
    5. Pay for your transfer to China with a credit4 or debit card, or via bank transfer.
    6. Your money is on its way. Look for an email receipt that includes a tracking number (MTCN) you can share with your receiver to both track your transfer.
    What do I need to send money online to China?

    To first register for a free profile, you need a valid US driver’s license, passport or government-issued ID, alongside personal information such as your address. When it comes to sending money to China, you’ll also require your receiver’s bank name and bank card number, or their Alipay ID – if sending to a mobile wallet. You also need a valid and working payment method: a debit or credit card or a bank account.

    How do I send money to China from a Western Union agent location?

    Learn how to send money to China at an agent location:

    1. Find your nearest agent location with our online search tool.
    2. Head to the agent location with a valid government-issued ID or phone number, your receiver in China’s bank and account information.
    3. Arrange the transfer to China and pay for it with a US bank-issued debit card or cash.
    4. Keep the receipt and use the tracking number (MTCN) to track your transfer, sharing with your receiver too.
    How do I estimate the cost to transfer money to China?

    Simply use the online price estimation tool. Add in how much you want to send in USD (up to $7,000) and see how much your receiver will get in Chinese yuan. You can see any transfer fees7, discounts, estimated delivery times and the total transfer cost – with no obligation to proceed. Switch between receiver and payment methods to see how it affects the estimated price.

    Is the Western Union app available in Mandarin?

    Yes! The Western Union app is available in Mandarin. You can easily switch to Mandarin in the app’s language settings menu.

    Send money internationally

    Japan
    Mexico
    India
    Canada
    Pakistan
    Nigeria
    Ghana
    Brazil
    Philippines

    1 Agent locations count valid as of September 30th, 2021.

    2 Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in the United States. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.

    3 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’.

    4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    5 Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal

    6 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

    7 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.