Your first online money transfer to US for zero-fee!

Register now to get a 0 CAD fee* on your first online transfer.

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*FX gains apply. Offer not available for credit cards and applicable to new customers only. Exchange rate shown is an estimate and subject to change.

*FX gains apply. Offer not available for credit cards and applicable to new customers only. Exchange rate shown is an estimate and subject to change.

Send money to the US

Transfer money from Canada to the US the way you want. Easily and reliably convert Canadian dollars to US dollars to send south of the border with Western Union.

    CAD

    FX: 1.00 CAD – Exchange rates and fees vary by payment and payout options and are subject to change. To check other options, simply click Send now. X Fee:

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    We encrypt your transfers

    We’re committed to keeping your data secure

    We’ve sent money around the world for over 160 years

    Convenient ways to move money

    Choose the way you pay

    Using your bank details
    Cash at an agent location
    With a credit2 or debit card

    Ready to send money?

    Send money to the US in a few taps with our app

    Send money to the US at any time from anywhere on our app – or start a money transfer and pay at your local agent location to confirm.

    Make fast repeat money transfers to friends and family in the US by saving receiver details.

    Track every money transfer to the US in real time.

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    Ratings as of October 1, 2023.

    More information on how to send money to the US from Canada

    Send money to major US banks

    Transfer money to USA banks with ease. We can provide money transfers to major US banks such as Chase Bank, the Bank of America, Wells Fargo and Sutton Bank.

    Send now

    Send money via the app

    Download the Western Union app for free to start making money transfers to the US wherever you are in Canada.

     

    Download our app

    Send money in person

    Head to your nearest agent location to send money to a bank account or for cash pickup. There are more than 2,7001 across the country.

    Find a nearby agent location

    Reasons to choose Western Union®

    Choose the way you pay

    Start sending money from Canada to the US in a way that’s convenient for you – online, via our app, or in person at an agent location.

    Committed to fraud prevention

    All money transfers to the US are encrypted with Western Union. Our fraud prevention efforts help to protect your money.

    Rich and reliable history

    Since 1851 Western Union has been helping people move money around the world. So, you’re in experienced hands when sending money from Canada to the USA.

    Close and convenient agent locations

    Wherever your receiver is – from Miami to Seattle and everywhere in between – with more than 59,0001 agent locations across the states, you can easily find a nearby agent location for cash pickup.

    Sign up to send money to the US today

    Fast and simple registration

    Register for free to transfer money from Canada to the US today.

    Track every money transfer

    Follow your money online and via our app to see when it arrives in the US.

    Save and resend

    Save the details of your popular receivers to make fast repeat payments to loved ones in the US.

    Frequently asked questions

    How do I send money to a US bank account online?

    Sending money to a US bank account online is quick and easy. You can send money to qualifying bank accounts using your credit2/debit card or pay by bank transfer. To transfer money from Canada to a US bank:

    1. Register and verify your free profile or log in. Click ‘Send now’ to start your money transfer to the US.
    2. Enter ‘United States’ as the destination and choose the amount you’d like to send. Money transfer times vary per destination, but you can view the times as you make your selections.
    3. Select ‘Bank account’. Choose a past receiver or enter your new receiver’s bank account details.
    4. Pay with your credit2/debit card or by bank transfer.
    5. Review and confirm your money is on the way. We’ll send you a confirmation email with a tracking number (MTCN), which you can share with your receiver to track the funds.

    Start sending money online

    How can I transfer money from Canada to the US for cash pickup at a Western Union® agent location?

    If you need to transfer money to your receiver quickly, sending money from Canada to the USA for cash pickup is a fast and convenient option. Simply pay by credit2/debit card or bank transfer and the money should be ready for cash pickup in minutes3.

    To pay by credit2/debit card to send money from Canada to the US:

    1. Log in or register and verify your free profile. Click ‘Send now’ to start your money transfer.
    2. Enter ‘United States’ as the destination and how much you want to send. Select ‘Cash pickup’ and payment by card.
    3. Enter your receiver’s name and address.
    4. Pay with your credit2/debit card. We will send you a confirmation email with a tracking number (MTCN). Share this number with your receiver for fast cash pickup.

    If paying by bank transfer to send money to the US for cash pickup:

    1. Log in or register and verify your free profile. Click ‘Send now’ to start your money transfer.
    2. Enter ‘United States’ as the destination and the amount you’d like to pay with a bank account. Select ‘Cash pickup’.
    3. Verify your bank account and complete your US money transfer.
    4. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.

    How do I send money to the US with the Western Union® app?

    The Western Union app lets you send money on the go, anytime and anywhere to a bank account or for cash pickup. Start transferring money from Canada to the US on the move in a few simple steps:

    1. Log in to the Western Union app with Touch ID or your credentials. If you don’t have our app, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register for free with an email address. Verify your profile using your driver’s license, passport or government-issued ID.
    2. Start a money transfer by selecting ‘United States’ as the destination country and enter the amount to send. Choose the payout method that works for you – direct to a bank account or for cash pickup.
    3. Enter your receiver’s details.
    4. Pay for your money transfer to the US via credit2/debit card or with your bank account.
    5. You’ll receive a tracking number (MTCN). Share this number with your receiver to track the funds.

    Download the Western Union app

    How much does it cost to send money to the US?

    Check out our price estimator to get an idea of our transfer fees, current CAD to USD exchange rates and transfer limits. You can generally send up to $7,500 CAD online to receivers in the US – though it depends on the method of delivery. Costs vary based on the amount you send, exchange rates at the time and any transfer fees.

    Estimate price

     

    Still have questions or need help?

    Contact our Customer care team or visit our FAQ page for more information.

    1 Agent location count effective as of September 30, 2021.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.