Frequently Asked Questions

In progress: Your transfer has been processed and your money is on its way.

Available: Your transfer is ready for pickup. Your receiver needs to visit an agent location with their government-issued ID and tracking number (MTCN).

Received: The money has been picked up by your receiver at an agent location.

Paid: The transfer is complete, and the money has been credited to your receiver’s mobile wallet or bank account.

Delivered: The transfer is complete, and the money has been credited to your receiver’s bank account.

On hold: It’s taking us longer than usual because we are verifying a few things.

Canceled: Reasons can be self-cancellation or a cancellation from our end. Money is usually refunded with 7 business days.

Refunded: Your money has been refunded in your original form of payment.

Your transfer status is typically updated within 2 hours.

If you have any questions about your transfer status, contact us.

We’re sorry for the inconvenience caused. Your transfer may have been canceled because of one of the following reasons:

• We couldn’t confirm your identity from the information you provided.
• You sent money to a business account instead of a personal account.
• You had insufficient funds in your bank account, debit card, or credit card.
• There was a technical issue at your bank’s end.
• You provided incorrect receiver’s details, including bank details and name.
• Your receiver didn’t pick up the money within 42 days.

Note: In case you were charged, we’ll refund you the money within 7 business days.

To learn about your transfer, just go to Track a transfer and enter your 10-digit tracking number (MTCN).

Don’t have your MTCN? You can still track your transfer status in three easy steps:

1. Go to Track a Transfer and select Don’t know the MTCN?
2. Enter Sender’s phone number or Sender and receiver’s names.
3. Enter the date of money transfer and select Continue.

A money transfer control number (MTCN) is a unique 10-digit tracking number assigned to your transfer. The MTCN or the tracking number can be used to track your transfer in just a few minutes.

You can find the MTCN on your transfer receipt. You can also find it in your transfer History page.

Note: Please do not share your MTCN with anyone except your receiver or a Western Union representative.

Sometimes it takes us longer than usual to process your transfer because we need to double-check a few details.

If necessary, we’ll reach out to you. Otherwise, no further action is needed. We’ll notify you when your transfer status has changed.

In case your transfer status shows In progress for more than 48 hours, please contact us.

While we try our best to make every transfer seamless, sometimes it might be put on hold or get delayed. It could be because of the following:

• We’re verifying your identity. We may contact you if necessary.
• We are double-checking a few other details. We may contact you if necessary.
• Your bank is reviewing your transfer.

For a better transfer experience going forward, please provide the following details accurately:

• Your name and your receiver’s name
• Your bank details
• Your contact details
• Your ID details