Send Money to India

Send money to India in minutes1 with Western Union. Make money transfers to bank accounts or for cash pickup at agent locations across India.

    AUD

    FX: 1.00 AUD – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Get Started” X Fee:

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    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    Convenient ways to send and receive money

    Send online

    Easily transfer money to India online. Register and create your profile for free, then log in  to send money to India from Australia online.

    Send to India
    Send with our app

    Send money from the Western Union® app right away or start your transfer in the app and pay in-store, perfect if you regularly move money from Australia to India.

    Download the app
    Send in person

    Choose from more than 3,600 Western Union agent locations in Australia to send money in person. Sending money from the likes of Brisbane to Bangalore is straightforward and convenient.

    Find the nearest location
    Bank account

    You can send money online directly , including Bank of India, South Indian Bank, HSBC, Yes Bank, ICICI Bank and more.

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    Cash pickup

    Make things easy for your loved ones, by allowing them to collect rupees in person. Your receiver can pick up the cash at any of our more than 110,000 agent locations2 in India in banks, post offices, stores, stations, travel agencies and more.

    Find agent locations in India

    Voted 2024’s Trusted Money Transfer Brand

    Finder.com surveyed hundreds of Australians to rates brands based on Customer service, features and benefits, fees, speed of transfer, and trustworthiness and reliability to vote in the 2024 International Money Transfer Customer Satisfaction Awards

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    Pay the way that works for you

    Quickly make a money transfer on your mobile phone by setting up card payments. Avoid mistakes by simply scanning your credit or debit card using the camera on your device.

    Online via PayID/PayTo with your bank account
    Via Apple & Google Pay in our app
    With your credit or debit card
    In cash at an agent location

    Ready to send money?

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    Send money to India in a few taps with our app

    The Western Union app is a handy way to transfer money to India:

    Send money to India on the go or start on our app and pay in-store.

    Track your money transfer in real time.

    Repeat transfers quickly to friends and family.

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    Rating as of June 2024.

    More information on how to send money to India from Australia

    All major banks are covered

    Send up to 50,000 AUD (paying with Debit card) to nearly  – including State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank, Bank Baroda, and more.

    Enjoy your first online money transfer on us

    Complete your online profile to register, and enjoy 0 AUD fees5 on your first online transfer to India. Get a free estimate anytime with no obligation to complete the transfer too.

    Have your receiver’s details ready

    To start your bank transfer to India, simply provide your receiver’s account number, their Indian Financial System Code (IFSC), and the purpose of transfer.

    Reasons to choose Western Union to send money to India

    Ease and convenience

    Send money to India from Australia in a way that’s convenient for you – online, via our app, or in person at an agent location.

    Commitment to security

    Our encryption and fraud prevention efforts help protect your Western Union money transfer to India from Australia.

    Speed and transparency

    Send money to India in minutes6 for fast cash pickup. Easily track your funds on their way to Delhi, Bangalore or elsewhere.

    Worldwide reach

    We don’t just transfer money to India. We move money from Australia to more than 200 countries and territories. Globally, we make an average of 25 transfers per second.

    Register to send money to India today

    Sign up now
    Quick and easy registration

    It’s easy to register and start sending money to India online 24/7.

    Pay the way you like

    Pay for a money transfer to India from Australia online through your bank account, with your credit3 or debit card, or with cash in-store.

    Track your transfer

    Easily track your money transfer to India online or with our app by using your tracking number (MTCN) on your receipt.

    Convenient locations

    Remit to India and your receiver can pick up the cash at one of more than 110,000 agent locations3 – from Mumbai to Kolkata.

    Sign up now

    Frequently asked questions

    Can I send a money transfer online to India with Western Union in Australia?

    Yes, you can send money online 24/7 to India from Australia using internet banking (pay with PayID) or a Visa® or MasterCard® credit3, debit or prepaid card.

    Receivers can have the money deposited into their bank accounts or pick up the cash within minutes4 from participating agent locations in Mumbai, New Delhi, Kolkata, Chennai, Bangalore, Hyderabad, and other cities throughout India.

    What do I need to send a money transfer online to India from Australia?

    To make a money transfer to India from Australia you need:

    • The receiver’s full name (as it appears on their ID) and address.
    • Their account number and IFSC code.
    • Purpose of the transfer – in some cases.
    • Your internet banking details or a Visa® or MasterCard® credit3, debit or prepaid card issued by an Australian bank.
    • To be over 18.

    When you first register online with Western Union, we’ll need certain information to confirm your identity and create a free online profile for you. You’ll need an Australian driver’s license or passport.

    In some cases, you may also be required to phone our call center if we need additional information.

    How much money can I send to India online?

    The maximum daily transaction limit to send money to India is 50,000 AUD when you pay with PayID. However, your specific daily transaction limit will vary depending on the service you choose and your transaction history. Register and visit your profile to see your individual transaction limit.

    How long does it take to send money to India from Australia?

    Sending money to India can take one banking day when sent via bank transfer. With select Indian banks your funds can also be sent in real-time – sometimes depending on the amount you send. If you arrange to send money for cash pickup in India, it can arrive in minutes1 at the agreed agent location.

    What is the best way to send money to India?

    If you need to get money to India fast, you can make a digital transfer online or via our app. You can also pay in cash, to be collected in India via a money transfer agent. Ensure they are approved and regulated.

    How can I send money from Australia to India without fees5?

    Complete your online profile to register, and enjoy 0 AUD transfer fees5 on your first online transfer to India.

    It’s important to also compare exchange rates as Western Union and other money transmitters also make money on currency exchange.

    Fees5, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees5 and rates are subject to change without notice. Subject to applicable taxes (if any).

    Still have questions?

    Browse our FAQs or contact us. Our customer care team is here to help.

    See FAQ’s

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    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    2 Network data valid as of 30 September 2021.

    3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    5 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    6 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.